You can apply for a loan from CTX before or after you sign your Centex Homes contract. CTX gathers information from you about your income, debts and assets and reviews your credit report then makes a preliminary financial determination about how much house you may be able to afford. This information may be taken by you completing the standard application that provides all the pertinent information that we will need to fully process your loan or it may be taken by you completing a "quick app" with much less detailed information. We encourage you to complete the standard application form initially as you will be required to complete it before we can fully process your loan. You will also need to sign an authorization to allow CTX to access your credit report. If you qualify an unverified credit approval letter is issued showing the amount of loan you qualify for.

The unverified credit approval is only as good as the information that you give, and is subject to our verification of that information during processing of your application.